Innovative schemes have been prepared by the Bank for promoting thrift and savings habit among people. Monthly, quarterly, weekly and daily deposit schemes were launched suiting to the requirements of each and every strata of society. After opening an account with the bank by the customer collection is done by collection agents using 'simputers' by visiting their home/office/business centres.

For the benefit of small traders and street shop vendors interest free loan schemes are also launched by the bank by linking with Daily Deposits.